Independent review — not sponsored by TXU Energy

TXU Energy Review — Is It Good?

3.7 / 5 — our take

Texas's largest and best-known REP, with dependable service. Its current bill-credit plan (Smart 1000 Select 12) takes $100 off your bill in any cycle where you use 1,000 kWh or more, which brings the effective rate at 1,000 kWh down to 10.5¢–10.9¢/kWh. The credit is all-or-nothing: finish the cycle at 999 kWh and the full $100 is gone.

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Weighing it up

Pros and cons

Pros

The largest REP in Texas by customer count, with an established app and customer support.

In months you reach 1,000 kWh, the $100 credit brings the all-in price down to 10.5¢–10.9¢/kWh at 1,000 kWh.

12-month terms, with an early termination fee of $150.

Cons

The $100 credit has a hard 1,000 kWh cliff. Households that hover near 1,000 kWh, or use less in spring and fall, can lose it several months a year.

Below the threshold the price jumps: 22.4¢–23¢/kWh at 500 kWh, versus 10.5¢–10.9¢/kWh at 1,000 kWh with the credit.

Plan lineups and rates change often, and the plan advertised may not be the one offered for your ZIP code. Check the Electricity Facts Label before signing.

TXU's Smart 1000 Select 12 applies a $100 credit at 1,000 kWh. Miss it by 1 kWh and you lose the whole credit, not a prorated share. See why Texas bills spike for the full mechanics.

Real, currently-listed plans

What TXU Energy plans actually look like

Price at 1,000 kWh

10.5¢–10.9¢/kWh

Early termination fee

$150

Term lengths

12-month

Based on 3 TXU Energy plans listed on Power to Choose (Oncor, CenterPoint, AEP Texas) as of October 5, 2026. Rates are the all-in price at 1,000 kWh, credit included. Rates vary by ZIP code and change frequently — use our plan cost calculator to see current, all-in totals for your address.

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TXU Energy — FAQ

Is TXU Energy a good electricity provider?

TXU is Texas's largest REP, with dependable service and strong brand trust. Its current bill-credit plan is competitive if you reliably use 1,000 kWh or more each cycle. If your usage often falls below that, the lost $100 credit can make it one of the more expensive options.

What is TXU's bill credit threshold?

On Smart 1000 Select 12, TXU applies a $100 credit when you use 1,000 kWh or more in a billing cycle as of October 5, 2026. At 999 kWh you get no credit at all. Older TXU plans such as Value Edge 12 used a $30 credit at 800 kWh; that plan is no longer listed.

Who is most likely to miss the TXU bill credit?

Apartments, smaller homes and anyone whose usage drops in mild months. A household that uses 1,000 kWh in August may use far less in April, and the credit disappears in exactly the months the bill was already lower.

How can I make sure I hit my TXU bill credit every cycle?

Track your daily kWh against the 1,000 kWh line during the billing period instead of checking at the end. HitMyCredit reads your daily usage from Smart Meter Texas and alerts you while there is still time to make it up.