Stop Getting Surprised
by Your Electric Bill.
Hit the usage credit every month. Get an alert the moment your consumption puts you at risk of losing your $125 credit.
“Your utility company will never send you this alert.
When you miss your credit threshold — your loss is their gain.”
That's not an accident. HitMyCredit exists because no one else will tell you.
Live Example
See what your bill looks like
with alerts vs. without.
Same plan. Same usage. One person got the alert — one didn't.
Missed the credit. Bill came back full price.
Lost $125 — didn't know until the bill arrived.
You need 51 more kWh in 3 days
Run your A/C an extra hour today and tomorrow — you'll hit 1,000 kWh and keep your $125 credit.
Credit saved. $125 back on the bill.
Savings Calculator
See Your Numbers In 10 Seconds
No credit card required. Cancel anytime. We never ask for your utility password.
How It Works
Set It Up Once. Never Think About It Again.
Enter Your Plan Details
Your REP, credit threshold, credit amount, and billing cycle start date. We pre-fill everything we can — most users finish this in under a minute.
Connect Your Meter
We give you a private email address. You paste it into SmartMeter Texas's daily alert settings — one time, never again. SmartMeter Texas emails your kWh to us automatically every day.
Get Alerts Only When It Matters
On track? No email. Danger zone? We tell you exactly what to run — laundry, AC, dishwasher — to earn your credit. Credit locked in? We tell you to relax.
We never touch your utility account.
SmartMeter Texas is a free public service run by ERCOT. You already have access to your own daily kWh data. We simply receive the same automated email that you can send yourself — nothing more.
Privacy & Security
Built For Texas. Built To Trust.
What We Never Do
- We never access your utility account
- We never store your billing information
- We never share your data with your REP
What We Only Receive
- One number: your daily kWh reading
- The same number printed on your electricity bill
- Manual Setup requires no password — ever.
- Express Setup encrypts your SMT login with AES-256 and never shares it with anyone, including your REP.
- You can delete your stored credentials instantly, anytime, from your account settings.
Verify this yourself: Add your own personal email to SmartMeter Texas daily alerts first. See exactly what we receive before you add our address. Go to SmartMeter Texas to verify →
