Power to Choose data as of October 5, 2026
Every Texas Bill Credit Electricity Plan, Compared
44 plan listings from 12 providers: the credit, the usage threshold, and the real all-in price at 500, 1,000 and 2,000 kWh, so you can see what each plan costs in a month you miss the credit.
Key facts
- Largest credit: $125 at 1,000 kWh (AP Gas & Electric SimpleSaver 12).
- Lowest price at 1,000 kWh: 5.2¢/kWh (AP Gas & Electric Simple Saver 3, Oncor); the same plan is 18.1¢/kWh at 500 kWh.
- Thresholds in use: 1,000 kWh, 2,000 kWh; 42 of 44 listings use 1,000 kWh.
- Miss the threshold by 1 kWh and you lose the whole credit, not a prorated share.
By provider
Sorted by lowest price at 1,000 kWh. The 500 kWh column is the highest price among that provider's credit plans, which is roughly what a missed-credit month costs.
| Provider | Plans | Credit | Threshold | Best at 1,000 kWh | At 500 kWh | Tracker |
|---|---|---|---|---|---|---|
| AP Gas & Electric | 3 | $100 / $125 | 1,000 kWh / 2,000 kWh | 5.2¢ | 19.9¢ | AP Gas & Electric tracker |
| Chariot Energy | 1 | $125 | 1,000 kWh | 6.5¢ | 20.2¢ | Chariot Energy tracker |
| Express Energy | 1 | $125 | 1,000 kWh | 6.6¢ | 20.5¢ | — |
| Spark Energy | 1 | $100 | 1,000 kWh | 6.6¢ | 18.7¢ | Spark Energy tracker |
| Energy Texas | 1 | $125 | 1,000 kWh | 7.2¢ | 20.7¢ | Energy Texas tracker |
| Rhythm Energy | 1 | $125 | 1,000 kWh | 7.5¢ | 20.8¢ | Rhythm Energy tracker |
| Amigo Energy | 1 | $125 | 1,000 kWh | 9.5¢ | 23.8¢ | Amigo Energy tracker |
| Just Energy | 1 | $125 | 1,000 kWh | 9.5¢ | 23.8¢ | Just Energy tracker |
| TARA Energy | 1 | $125 | 1,000 kWh | 9.5¢ | 23.8¢ | TARA Energy tracker |
| TXU Energy | 1 | $100 | 1,000 kWh | 10.5¢ | 23¢ | TXU Energy tracker |
| Constellation Energy | 4 | $35 | 1,000 kWh | 11.3¢ | 19.7¢ | Constellation Energy tracker |
| TriEagle Energy | 1 | $30 | 1,000 kWh | 12.5¢ | 17¢ | TriEagle Energy tracker |
Oncor (Dallas–Fort Worth, Central & West Texas)
15 bill credit plans. Prices are Power to Choose's all-in average price per kWh, including delivery charges and, where the threshold is met, the credit.
| Provider | Plan | Term | Credit | 500 kWh | 1,000 kWh | 2,000 kWh | Cancel fee | Facts label |
|---|---|---|---|---|---|---|---|---|
| AP Gas & Electric | Simple Saver 3 | 3 mo | $125 at 1,000 kWh | 18.1¢ | 5.2¢ | 11.2¢ | $150 | EFL |
| AP Gas & Electric | SimpleSaver 12 | 12 mo | $125 at 1,000 kWh | 19.3¢ | 6.4¢ | 12.4¢ | $150 | EFL |
| Chariot Energy | GridPlus 12 | 12 mo | $125 at 1,000 kWh | 19.5¢ | 6.5¢ | 12.6¢ | $15 | EFL |
| Express Energy | Flash Value 12 | 12 mo | $125 at 1,000 kWh | 19.5¢ | 6.6¢ | 12.6¢ | $20 | EFL |
| Spark Energy | Sure Saver 12 | 12 mo | $100 at 1,000 kWh | 17¢ | 6.6¢ | 11.4¢ | $100 | EFL |
| Energy Texas | The Lone Saver Plus 12 | 12 mo | $125 at 1,000 kWh | 20.1¢ | 7.7¢ | 14¢ | $20 | EFL |
| Rhythm Energy | Rhythm Max Saver 24 | 24 mo | $125 at 1,000 kWh | 20.2¢ | 7.8¢ | 14.1¢ | $20 | EFL |
| TXU Energy | Smart 1000 Select 12 | 12 mo | $100 at 1,000 kWh | 22.5¢ | 10.5¢ | 15.1¢ | $150 | EFL |
| Amigo Energy | Power Perks - 12 | 12 mo | $125 at 1,000 kWh | 23.8¢ | 10.9¢ | 17¢ | $175 | EFL |
| Just Energy | Smart Choice - 12 | 12 mo | $125 at 1,000 kWh | 23.8¢ | 10.9¢ | 17¢ | $175 | EFL |
| TARA Energy | Value Choice - 12 | 12 mo | $125 at 1,000 kWh | 23.8¢ | 10.9¢ | 17¢ | $175 | EFL |
| TriEagle Energy | Sure Value 36 | 36 mo | $30 at 1,000 kWh | 17¢ | 13.5¢ | 14.7¢ | $20 | EFL |
| AP Gas & Electric | Bonus Saver 3 | 3 mo | $100 at 2,000 kWh | 14.1¢ | 13.7¢ | 8.5¢ | $150 | EFL |
| Constellation Energy | 36 Month Usage Bill Credit | 36 mo | $35 at 1,000 kWh | 17.8¢ | 13.9¢ | 14.7¢ | $150 | EFL |
| Constellation Energy | 12 Month A/C Protect Plus for 2 Units | 12 mo | $35 at 1,000 kWh | 19.7¢ | 15.8¢ | 16.6¢ | $150 | EFL |
CenterPoint (Houston area)
16 bill credit plans. Prices are Power to Choose's all-in average price per kWh, including delivery charges and, where the threshold is met, the credit.
| Provider | Plan | Term | Credit | 500 kWh | 1,000 kWh | 2,000 kWh | Cancel fee | Facts label |
|---|---|---|---|---|---|---|---|---|
| AP Gas & Electric | Simple Saver 3 | 3 mo | $125 at 1,000 kWh | 19.2¢ | 6.2¢ | 12.2¢ | $150 | EFL |
| AP Gas & Electric | SimpleSaver 12 | 12 mo | $125 at 1,000 kWh | 19.9¢ | 6.9¢ | 12.9¢ | $150 | EFL |
| Chariot Energy | GridPlus 12 | 12 mo | $125 at 1,000 kWh | 20.2¢ | 7.2¢ | 13.2¢ | $15 | EFL |
| Express Energy | Flash Value 12 | 12 mo | $125 at 1,000 kWh | 20.5¢ | 7.5¢ | 13.5¢ | $20 | EFL |
| Energy Texas | The Lone Saver Plus 12 | 12 mo | $125 at 1,000 kWh | 20.7¢ | 8.2¢ | 14.5¢ | $20 | EFL |
| Spark Energy | Sure Saver 12 | 12 mo | $100 at 1,000 kWh | 18.7¢ | 8.2¢ | 12.9¢ | $100 | EFL |
| Rhythm Energy | Rhythm Max Saver 24 | 24 mo | $125 at 1,000 kWh | 20.8¢ | 8.3¢ | 14.6¢ | $20 | EFL |
| Just Energy | Smart Choice - 12 | 12 mo | $125 at 1,000 kWh | 22.9¢ | 9.9¢ | 15.9¢ | $175 | EFL |
| TARA Energy | Value Choice - 12 | 12 mo | $125 at 1,000 kWh | 22.9¢ | 9.9¢ | 15.9¢ | $175 | EFL |
| Amigo Energy | Power Perks - 12 | 12 mo | $125 at 1,000 kWh | 22.9¢ | 9.9¢ | 15.9¢ | $175 | EFL |
| TXU Energy | Smart 1000 Select 12 | 12 mo | $100 at 1,000 kWh | 23¢ | 10.9¢ | 15.4¢ | $150 | EFL |
| Constellation Energy | 14 Month Usage Bill Credit | 14 mo | $35 at 1,000 kWh | 15.8¢ | 11.8¢ | 12.6¢ | $150 | EFL |
| TriEagle Energy | Sure Value 36 | 36 mo | $30 at 1,000 kWh | 16.4¢ | 12.9¢ | 14.1¢ | $20 | EFL |
| Constellation Energy | 36 Month Usage Bill Credit | 36 mo | $35 at 1,000 kWh | 17.3¢ | 13.3¢ | 14.1¢ | $150 | EFL |
| AP Gas & Electric | Bonus Saver 3 | 3 mo | $100 at 2,000 kWh | 15.6¢ | 15.1¢ | 9.9¢ | $150 | EFL |
| Constellation Energy | 12 Month A/C Protect Plus for 2 Units | 12 mo | $35 at 1,000 kWh | 19.3¢ | 15.3¢ | 16.1¢ | $150 | EFL |
AEP Texas (Corpus Christi, South & West Texas)
13 bill credit plans. Prices are Power to Choose's all-in average price per kWh, including delivery charges and, where the threshold is met, the credit.
| Provider | Plan | Term | Credit | 500 kWh | 1,000 kWh | 2,000 kWh | Cancel fee | Facts label |
|---|---|---|---|---|---|---|---|---|
| AP Gas & Electric | Simple Saver 3 | 3 mo | $125 at 1,000 kWh | 18.5¢ | 5.7¢ | 11.8¢ | $150 | EFL |
| AP Gas & Electric | SimpleSaver 12 | 12 mo | $125 at 1,000 kWh | 19.2¢ | 6.4¢ | 12.5¢ | $150 | EFL |
| Chariot Energy | GridPlus 12 | 12 mo | $125 at 1,000 kWh | 19.3¢ | 6.5¢ | 12.6¢ | $15 | EFL |
| Express Energy | Flash Value 12 | 12 mo | $125 at 1,000 kWh | 19.6¢ | 6.8¢ | 12.9¢ | $20 | EFL |
| Energy Texas | The Lone Saver Plus 12 | 12 mo | $125 at 1,000 kWh | 19.6¢ | 7.2¢ | 13.6¢ | $20 | EFL |
| Rhythm Energy | Rhythm Max Saver 24 | 24 mo | $125 at 1,000 kWh | 19.8¢ | 7.5¢ | 13.8¢ | $20 | EFL |
| Spark Energy | Sure Saver 12 | 12 mo | $100 at 1,000 kWh | 17.9¢ | 7.6¢ | 12.4¢ | $100 | EFL |
| Amigo Energy | Power Perks - 12 | 12 mo | $125 at 1,000 kWh | 22.3¢ | 9.5¢ | 15.6¢ | $175 | EFL |
| TARA Energy | Value Choice - 12 | 12 mo | $125 at 1,000 kWh | 22.3¢ | 9.5¢ | 15.6¢ | $175 | EFL |
| Just Energy | Smart Choice - 12 | 12 mo | $125 at 1,000 kWh | 22.3¢ | 9.5¢ | 15.6¢ | $175 | EFL |
| TXU Energy | Smart 1000 Select 12 | 12 mo | $100 at 1,000 kWh | 22.4¢ | 10.5¢ | 15.1¢ | $150 | EFL |
| Constellation Energy | 12 Month Usage Bill Credit | 12 mo | $35 at 1,000 kWh | 15.2¢ | 11.3¢ | 12.2¢ | $150 | EFL |
| TriEagle Energy | Sure Value 36 | 36 mo | $30 at 1,000 kWh | 16¢ | 12.5¢ | 13.7¢ | $20 | EFL |
The 1,000 kWh price only holds if you hit the threshold
The cheapest plans here are cheap because of the credit. In a mild month, a vacation, or a small apartment, usage can land just under the line and the bill jumps by the full credit. HitMyCredit reads your daily usage from Smart Meter Texas and warns you while there is still time to reach it.
Questions
What is a bill credit electricity plan in Texas?
A plan that subtracts a fixed dollar credit from your bill in any billing cycle where your usage reaches a set threshold (for example $125 at 1,000 kWh). Below the threshold you get no credit at all, so using 1 kWh less can raise the bill by the full credit amount.
How many bill credit plans are available in Texas right now?
44 plan listings from 12 providers on Power to Choose as of October 5, 2026, counting each plan once per delivery area (Oncor, CenterPoint, AEP Texas, TNMP).
Which Texas plan has the biggest bill credit?
AP Gas & Electric SimpleSaver 12: $125 at 1,000 kWh (AEP Texas).
Which bill credit plan is cheapest at 1,000 kWh?
AP Gas & Electric Simple Saver 3 in Oncor, at 5.2¢/kWh all-in at 1,000 kWh. That price includes the credit; at 500 kWh, below the threshold, the same plan costs 18.1¢/kWh.
What usage threshold do Texas bill credits use?
1,000 kWh, 2,000 kWh. 42 of the 44 listings use 1,000 kWh, the most common threshold.
Why is the 500 kWh price so much higher than the 1,000 kWh price?
At 500 kWh you are below the threshold, so the credit does not apply and you pay the full energy rate plus delivery charges. The low 1,000 kWh price only holds in months you reach the threshold.
Source: Power to Choose (powertochoose.org), the Public Utility Commission of Texas plan listing, as of October 5, 2026. Fixed-rate plans only; prepaid and time-of-use plans are excluded. Prices change often and vary by address; confirm the Electricity Facts Label before enrolling.