Independent review — not sponsored by Payless Power

Payless Power Review — Plans, Prices and Bill Credits

Payless Power lists 3 plans on Power to Choose (as of October 5, 2026) in Oncor, CenterPoint and AEP Texas, and is mid-priced for Texas at 1,000 kWh: its cheapest plan ranks 17th to 19th among the 36–41 providers in each area.

Compare real plan costs

Weighing it up

Pros and cons

Pros

Short contracts available (3, 6 months) if you don't want to lock in for a year.

No bill-credit plans, so no usage threshold to miss.

Cons

Prices change often and vary by address; confirm the Electricity Facts Label before enrolling.

How Payless Power compares

19th cheapest of 36 providers in Oncor (Dallas–Fort Worth) at 1,000 kWh: 11.2¢/kWh on PTC 3 Month - Postpaid, against a 12.4¢/kWh median for the area.
18th cheapest of 41 providers in CenterPoint (Houston) at 1,000 kWh: 11.1¢/kWh on PTC 3 Month - Postpaid, against a 13.4¢/kWh median for the area.
17th cheapest of 39 providers in AEP Texas (South Texas) at 1,000 kWh: 10.3¢/kWh on PTC 3 Month - Postpaid, against a 12.1¢/kWh median for the area.

Each provider is ranked by its cheapest plan in that area. See every provider side by side on all Texas bill credit plans.

Every current Payless Power plan

All-in price per kWh at three usage levels, including delivery charges and any bill credit.

Plan	Area	Term	Bill credit	500 kWh	1,000 kWh	2,000 kWh	Cancel fee	Renewable	Facts label
PTC 3 Month - Postpaid	Oncor	3 mo	None	11.6¢	11.2¢	11¢	$99	26%	EFL
PTC 6 Month - Postpaid	Oncor	6 mo	None	15.1¢	14.7¢	14.5¢	$149	26%	EFL
PTC 12 Month - Postpaid	Oncor	12 mo	None	15.4¢	15¢	14.8¢	$199	26%	EFL
PTC 3 Month - Postpaid	CenterPoint	3 mo	None	11.6¢	11.1¢	10.9¢	$99	26%	EFL
PTC 6 Month - Postpaid	CenterPoint	6 mo	None	14.8¢	14.3¢	14.1¢	$149	26%	EFL
PTC 12 Month - Postpaid	CenterPoint	12 mo	None	15.2¢	14.7¢	14.5¢	$199	26%	EFL
PTC 3 Month - Postpaid	AEP Texas	3 mo	None	10.6¢	10.3¢	10.2¢	$99	26%	EFL
PTC 6 Month - Postpaid	AEP Texas	6 mo	None	13.9¢	13.6¢	13.5¢	$149	26%	EFL
PTC 12 Month - Postpaid	AEP Texas	12 mo	None	14.2¢	13.9¢	13.8¢	$199	26%	EFL

Real, currently-listed plans

What Payless Power plans actually look like

Price at 1,000 kWh

10.3¢–15¢/kWh

Early termination fee

$99–$199

Term lengths

3, 6 or 12-month

Based on 9 Payless Power plan listings on Power to Choose (Oncor, CenterPoint and AEP Texas) as of October 5, 2026. Prices are all-in at 1,000 kWh, including delivery charges and any credit. Rates vary by ZIP code and change frequently — use our plan cost calculator to see current, all-in totals for your address.

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Payless Power — FAQ

Is Payless Power cheap?

19th cheapest of 36 providers in Oncor (Dallas–Fort Worth) at 1,000 kWh: 11.2¢/kWh on PTC 3 Month - Postpaid, against a 12.4¢/kWh median for the area. 18th cheapest of 41 providers in CenterPoint (Houston) at 1,000 kWh: 11.1¢/kWh on PTC 3 Month - Postpaid, against a 13.4¢/kWh median for the area. 17th cheapest of 39 providers in AEP Texas (South Texas) at 1,000 kWh: 10.3¢/kWh on PTC 3 Month - Postpaid, against a 12.1¢/kWh median for the area. Prices are Power to Choose's all-in averages, including delivery charges, as of October 5, 2026.

Does Payless Power have bill credit plans?

No. None of Payless Power's 3 listed plans has a usage bill credit.

What is Payless Power's cancellation fee?

$99–$199 across its listed plans, on terms of 3, 6 or 12-month.

Is Payless Power renewable?

Its listed plans are 26% renewable.

Which Payless Power plan is cheapest?

At 1,000 kWh: PTC 3 Month - Postpaid in Oncor (11.2¢/kWh), PTC 3 Month - Postpaid in CenterPoint (11.1¢/kWh) and PTC 3 Month - Postpaid in AEP Texas (10.3¢/kWh). At other usage levels the order can change; see the plan table above.